Brilliant article, Umair, one of your best. One slight modification: there are two meanings for the word "capitalist."

1. Someone who can live off rental payments - whether for property, shares or money itself.

2. Someone who is ideologically convinced that he's going to be rich someday even though he's currently in debt and that capitalism is the way to achieve that.

I honestly think you have nailed it.

Now how do you convince all the poor capitalists out there?